Let’s be honest. Buying a home is a dream. It’s the smell of new paint, the feel of the keys in your hand, the vision of your future. And then… the math hits you. Suddenly,

Let’s talk about the “dream home.” It’s the one you’ve saved on Zillow, the one with the perfect backyard, the kitchen that actually has counter space, or the one that’s finally not a fifth-floor walk-up.

Ever stared at a loan offer, and the numbers just started swimming in front of your eyes? The interest rate, the term, the principal… it feels like a foreign language. You’re just trying to figure