Effective Date: 21 October 2025
1. Introduction
Welcome to The Finance Tool (“we,” “us,” or “our”). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [Your Website URL] (the “Site”).
Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.
2. Our Core Privacy Commitment: Calculator Data
We have a firm commitment to your privacy regarding the data you use in our calculators.
The financial data you enter into our calculators (such as loan amounts, interest rates, income, salaries, mortgage details, etc.) is processed entirely within your web browser.
We do not collect, save, track, or store this personal financial information on our servers. This data is purely for your use and is automatically discarded when you close or refresh the page.
3. Information We Collect
We may collect information about you in a few ways:
a) Automatically Collected Information (Log Files) Like most websites, we use log files. The information inside the log files includes:
- Internet protocol (IP) addresses
- Browser type (e.g., Chrome, Firefox)
- Internet Service Provider (ISP)
- Date and time stamps
- Referring/exit pages
- Number of clicks
This information is used to analyze trends, administer the site, track user movement around the site, and gather broad demographic information. This data is not linked to any information that is personally identifiable.
b) Cookies and Web Beacons The Finance Tool uses “cookies.” These cookies are used to store information, including visitors’ preferences and the pages on the website that the visitor accessed or visited. The information is used to optimize the users’ experience by customizing our web page content based on visitors’ browser type and/or other information.
4. Third-Party Advertising (e.g., Google AdSense)
We may use third-party advertising companies to serve ads when you visit the Site. These companies may use information about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.
- Google AdSense: As a third-party vendor, Google uses cookies to serve ads on our Site.
- Google’s DART Cookie: Google’s use of the DART cookie enables it to serve ads to our users based on their visit to our Site and other sites on the Internet.
- Opting Out: Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.
You can also manage your personalization settings for Google Ads at Google’s Ad Settings page or opt out of third-party vendor’s use of cookies for personalized advertising by visiting www.aboutads.info/choices.
5. Third-Party Privacy Policies
The Finance Tool’s Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective privacy policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.
6. Your Data Protection Rights (GDPR & CCPA)
Depending on your location, you may have the following rights regarding your personal information:
- The right to access: You have the right to request copies of your personal data.
- The right to rectification: You have the right to request that we correct any information you believe is inaccurate.
- The right to erasure: You have the right to request that we erase your personal data, under certain conditions.
- The right to restrict processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
For California Residents (CCPA): You have the right to know what personal information is collected, used, shared, or sold, and the right to request deletion of your personal information. We do not sell your personal information.
To exercise any of these rights, please contact us at [Your Email Address].
7. Children’s Privacy
Our Site is not intended for use by children under the age of 13. We do not knowingly collect any personally identifiable information from children under 13. If you believe that your child has provided this kind of information on our website, we strongly encourage you to contact us immediately, and we will do our best efforts to promptly remove such information from our records.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Effective Date” at the top. You are advised to review this Privacy Policy periodically for any changes.
9. Contact Us
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at:
thefinancetool123786@gmail.com